Loan Program for Building

Formally known as Housing Enhancement Loan Program (HELP). The Build Spec Loan Program is a program that gives an incentive for builder members of the South Dakota Home Builders Association to build speculative homes. The program is a partnership with the South Dakota Home Builders Association and the South Dakota Housing Development Authority whereby the South Dakota Housing Development Authority makes low interest construction loans to builder members of the South Dakota Home Builders Association for speculative homes.